Foster inclusive growth
Check out our inaugural Sustainability Report for 2024
By scaling embedded finance and credit solutions, and sharing our technology through open collaboration, we widen market access for small businesses and underserved communities.
Thrive
Foster transformation for everyone to thrive
15 mn
Total eligible credit users of partners powered by our credit tech services
615,000
Total users served by our banking services
13,000
Total SMEs served by our banking services
Strengthening bKash's credit capabilities through alternative data modelling
bKash, the largest e-wallet in Bangladesh, launched Digital Nano Loan to provide convenient and paperless credit access to underserved individuals, leveraging our risk data modeling and intelligence. In a market where approximately 95% of consumers are excluded in credit bureau records, our modelling leverages alternative data, improves accuracy in risk assessment and supports accessible financing for first-time borrowers. Within the first year of the partnership, bKash has successfully expanded the number of eligible customers to more than 30% of its total active users.
Technology
Harness technology to drive sustainable digital economy
Wallet Tech
Payment Tech
Credit Tech
Platform Tech
Risk Tech
31
Partners powered by Alipay+ wallet tech solutions
23
Markets powered by Alipay+ wallet tech solutions
>$300 bn
Total value processed by blockchain-driven real time global treasury solution in 2024
> 90%
Accuracy in hourly demand prediction powered by our Falcon Time Series Transformer (TST) FX Model
ISO 20022
Adoption of global standard for financial message to enable more efficient, transparent and secured transaction
GCash Celebrates Growth with Alipay+ Wallet Tech
In October 2024, at its 20th anniversary celebration in Manila, GCash credited the Alipay platform for driving its business growth and enhancing platform stability, especially during the pandemic. The migration to Alipay enabled GCash to scale rapidly, serve over 94 million users and expand services through features like mini-programmes. Its ongoing innovations powered by Alipay technologies include Smile to Pay, wearable payments and transport solutions, along with Platform-as-a Service (PaaS) upgrades.
