Check out our 2025 Ant International Sustainability Report

Foster inclusive growth

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By scaling embedded finance and credit solutions, and sharing our technology through open collaboration, we widen market access for small businesses and underserved communities.
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Thrive

Foster transformation for everyone to thrive

  • >30 mn

    Bettr credit services total eligible users

  • 20

    Bettr credit services global market reach

  • >980,000

    Bettr credit services & digital banking total users

  • >110,000

    Bettr credit services & digital banking total MSME customers

Bettr X Muslim Pro: Driving Inclusive Growth in Islamic Development
The global Muslim population is young, growing, and digitally connected, making inclusive financial tools essential. Our partnership with Muslim Pro, downloaded over 150 million times, launches an embedded finance solution for Umrah financing, promoting economic inclusion. Hajj and Umrah unite millions across cultures in faith and equality. Using technology, AI, and alternative data, we’re building simpler, more transparent financial journeys for this vibrant community.
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Technology

Harness technology to drive sustainable digital economy

Wallet Tech

Payment Tech

Credit Tech

Platform Tech

Risk Tech

  • >53%

    Of our own liquidity funds is run on blockchain

  • >93%

    FX forecast accuracy

  • 35

    Alipay+ wallet tech partners across 25 markets

  • >8.5 bn

    Data parameters powering Falcon AI FX Forecasting Solution

Capital A: Optimise treasury operations leveraging Falcon AI FX Forecasting Solution
Capital A serves over 70 million travelers yearly, manages thousands of cross-border payments and customer transactions across multiple countries and currencies. Capital A partnered with Ant International leveraging Falcon AI FX Forecasting Solution across Capital A’s multi-currency treasury operations, achieving up to 40% reduction in FX hedging costs and 90% accuracy in forecasting cashflow and FX exposure. The cost savings are unlocked downstream when FX savings are ultimately passed to customers through more competitive pricing.
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