Ant International Wins IBSI’s Global FinTech Innovation Awards 2025

Ant International, a leading global provider of digital payments, digitisation, and financial technology, has been recognised in the 7^th edition of IBSI's Global FinTech Innovation Awards 2025, under Liquidity & Cash Management and Risk & Compliance Management categories.

UK-based International Banking Systems (IBS) Intelligence is the world’s only pure-play financial technology analyst firm. Its fintech rankings evaluated metrics from across 50+ countries, recognising those that prioritise innovative, technology-driven financial solutions. This recognition underscores Ant International’s achievements and commitment to benefit the widest possible audience.

Ant International won the award for Liquidity and Cash Management for its Falcon Time-Series Transformer AI Model, an industry-leading transformer architecture-based big data model with up to 8.5 billion parameters. Equipped with the latest time series forecasting algorithms and Ant International's proprietary pre-training and Supervised Fine-Tuning frameworks, the TST Model predicts patterns over time, with predictions improving over time. The model was deployed to manage the company's cashflow and FX exposure on an hourly, daily and weekly basis, achieving accuracy rates of over 90%. This has reduced the company's FX hedging costs by up to 60% and working capital needs by up to 50%. Ant International has also started to deploy Falcon for external customers in the travel industry, starting with leading low-cost carrier AirAsia.

The award for Risk & Compliance Management was attributed to Ant International's dedicated AI transfomer model for risk management.  The advanced AI model intelligently analyses vast, heterogeneous datasets from multiple sources to automatically detect business risks. It revolutionises risk detection by replacing traditional, manual modeling with an AI-driven approach powered by the attention mechanism—a breakthrough in deep learning that enables models to dynamically identify and prioritize the most relevant signals within complex input data.

With headquarters in Singapore and over 30 offices around the world, Ant International provides cross-border digital payment, commerce and finance solutions to merchants and financial institutions, connecting 150 million+ merchants to global consumers across its 4 business units: Alipay+, Antom, Bettr and WorldFirst.

Global e-wallet gateway service Alipay+ links 1.8 billion mobile payment users across 100+ markets.  Merchant payment service Antom supports merchants to integrate over 300 payment methods, enabling them to connect with consumers worldwide. WorldFirst, the global business account service, has served 1.2 million small and medium-sized business, while Bettr has enabled financial institutions, fintech companies and digital platforms to extend credit access to over 30 million customers.