Ant International
EN
About Us
Our Brands
Sustainability
Compliance
News
Join Us
EN
Credit Tech
AI-driven credit solutions
Smarter solutions through ecosystem collaboration
Leading credit expertise
Industry-leading credit solutions
Our AI-driven solutions empower financial institutions and digital platforms to enhance their credit capability, drive growth, and promote inclusive finance.
Alternative data, smarter decisions
Advanced modelling such as graph model and machine learning transforms sparse data into reliable credit attributes, producing more accurate creditworthiness evaluations.
Leading credit insights from industry experts
Our team of industry experts delivers tailored risk management and operational strategies. We empower clients to develop end-to-end lifecycle solutions, from credit strategy to business operation, to power scalable growth and sustainable competitive advantage.
99.99% stability and multi-cloud adaptability
We provide secure and robust SaaS products with high adaptability and stability, offering seamless integration and flexibility, and ensuring ease of use across diverse environments.
Empowering financial inclusion
with sector-tailored solutions
Bank
Asset management
Micro-lender
Fintech
E-commerce
E-wallet
Telco
Payment service provider
Delivery platform
Credit Scoring
Data-as-a-Service
Our credit scoring products are used by lenders to help make accurate, reliable, and fast credit risk decisions across the customer lifecycle, delivering benefits including:
Supporting business growth
Improving operational efficiency
Mitigating credit risk and supporting credit risk decisions
Risk-as-a-Service
Our extensive background as industry-leading risk management experts means we can assist our clients in analysing, designing, and executing streamlined and impactful credit risk management and lending operations.

Our credit risk advisory services are crafted to optimise operational expenses, enhance the precision and effectiveness of credit risk decisions, enabling our clients to build robust and adaptable credit risk management systems. Our services include:
Credit strategy
Credit modelling
Software-as-a-Service (SaaS) Solutions
Our suite of robo-pilot SaaS solutions is designed to support partners build and scale their lending businesses with seamless integration, including:
Loan Management System (LMS)
Our high-performance platform is capable of managing billions of accounts, offering flexible configurations to streamline loan operations and ensure scalability. It’s an essential system to kick-start your lending business.
Ant Credit Engine (ACE)
Our intelligent, automated credit engine enhances credit assessment, forecasting and decision-making. ACE acts as a robo-pilot in optimising your credit strategies.
Collection Management System (CMS)
A next-gen system designed to process high-volume cases efficiently, enhance collection performance and support multiple collection channels for higher recovery rates. This indispensable system ensures the resilience and sustainability of your lending business.
Disclaimer: Products and services offered are subject to applicable laws and regulations of relevant jurisdictions, and as such may vary between jurisdictions. Get in touch with us to find out which products and services are available in your region.
Watch the videoArrowRightBlue
Read the articleArrowRightBlue
Ready to supercharge your credit capability?
Have an enquiry or would like to book an Ant Credit Engine demo? Leave your details below for our representative to get in touch!
I consent to receive marketing communications about Credit Tech and other Ant International products & services using my personal data submitted above.
Contact Us Now
* Indicates required field
About Us
Company Overview
Locations
Sponsorship
News
Our Brands
AlipayPlus
Antom
Bettr
WorldFirst
Sustainability
Our Sustainability Impact
Community Engagement
Programme AquaViva
Sustainability Report
Compliance
Trust and Compliance
Latest Updates
Join Us
Join Us
Search Jobs
Graduate Recruitment Program
My Profile
Stay Connected
linkedin
twitterX
Ant International
Terms of Use
Privacy Policy
Cookie Notice
Ant Group
© 2025 Ant International